Our size allows us to be large enough to be competitive and small enough to care.

To make the claims process easier, insureds can open a new claim by emailing the information below to claims@americanriskins.com. Avoid delays with accurate spelling. 

Insured’s information needed:

1) Name

2) Property Address

3) Contact information - Phone Numbers and Email

4) Policy Number if known

5) Brief description of damage. If FEMA Flood Denial Letter is needed please indicate in this area. 

Personal Lines

family in front of home - homeowners insurance

At American Risk Insurance, our homeowner products are customized for the people of Texas and Oklahoma.  Depending on your circumstances, we have a product that will fit your needs.

Each state features our products, our discounts and our endorsements.

 

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homeowner insurance

Homeowner Insurance Products

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

dwelling fire insurance

Dwelling Fire Insurance Products

Dwelling Fire Policies provide the owners of the property insurance coverage for physical damage to the structure of the home caused by fire, lightning, wind, hail, ice, snow or

High-Value Homes

High-Value Homes (Up to $1,000,000)

American Risk Insurance offers a special insurance program for homes valued between $450,000 and $1,000,000.

Personal Property Insurance from American Risk Insurance Company

Homeowner Discounts and Endorsements

Since 2007, American Risk Insurance Company has provided homeowners insurance for the residents of Texas.

Personal Insurance - American Risk Insurance Company

Personal Insurance

Starting in February of 2016, American Risk Insurance has expanded its homeowners' product in Oklahoma.

ARI News

Posted by admin on Nov 2nd, 2016

Demotech, a leading financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers, has affirmed Ame

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Posted by admin on Aug 23rd, 2016

American Risk Insurance Company, Inc. announced today that it will be offering Homeowners Insurance in the State of Oklahoma.

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Posted by admin on Jun 6th, 2016

American Risk Insurance Company, Inc. announced today that it will be offering Homeowners Insurance in the State of Louisiana.

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