Our size allows us to be large enough to be competitive and small enough to care.

Renters and Condominium Owner's Insurance Products

Renters Insurance provides coverage for personal possessions, liability protection, and additional living expenses.  The Condominium Owner's Policy provides coverage for the owner's personal possessions, liability protection suffered by visitors, and interior improvements.

Homeowners Tenant B (HO-BT)

  1. Coverage for your personal belongings on an actual cash value basis.  Replacement cost can be purchased.
  2. Legal Liability protection for Bodily Injury or Property Damage to others, subject to policy limitations.
  3. Additional living expenses if you are temporarily unable to live in your home because of a fire or other insured peril.

Homeowners Condominium B (HO-CON-B)

  1. Coverage for your personal belongings on an actual cash value basis.  Replacement cost can be purchased.
  2. Legal Liability protection for Bodily Injury or Property Damage to others, subject to policy limitations.
  3. Additional living expenses if you are temporarily unable to live in your home because of a fire or other insured peril.
  4. Condominium Loss Assessment Coverage can be purchased.
  5. Condominium Unit Owners Rental to Others can be purchased.

Discounts

  • Monitored fire and/or burglar alarm discount
  • Claims-free renewal discount
  • Financial reponsibilities discount

American Risks Homeowner Insurance Products for Texas

ARI News

Posted by admin on Feb 17th, 2020

American Risk Insurance Company, Inc.

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Posted by admin on Feb 26th, 2018

American Risk Insurance Company, Inc. (ARI) announced today it is offering Renters and Condominium Owner’s Insurance in the State of Texas.

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Posted by admin on Nov 2nd, 2016

Demotech, a leading financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers, has affirmed Ame

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