Our size allows us to be large enough to be competitive and small enough to care.

Welcome to American Risk Insurance

American Risk Insurance (“ARI”) specializes in providing affordable, low cost homeowners insurance to Texas, Oklahoma, and Louisiana homeowners. We also offer business insurance for Texas clients. We combine the personal touch with innovation and technology to provide the best service and value to our independent agency partners and insureds.  We work through a network of independent professional and knowledgeable agents.  You can be sure to depend on the quality and integrity of our products, agents, and staff.

We are proud of our “A, Exceptional” Financial Stability Rating through Demotech Rating Agency.

We look forward to getting to know more about you.  After viewing our website, if you have any questions, please do not hesitate to contact us at (713)-559-0700.

Make a Payment Online

ARI News

Posted by admin on Feb 17th, 2020

American Risk Insurance Company, Inc.

Read More
Posted by admin on Feb 26th, 2018

American Risk Insurance Company, Inc. (ARI) announced today it is offering Renters and Condominium Owner’s Insurance in the State of Texas.

Read More
Posted by admin on Nov 2nd, 2016

Demotech, a leading financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers, has affirmed Ame

Read More