Our size allows us to be large enough to be competitive and small enough to care.

To make the claims process easier, insureds can open a new claim by emailing the information below to claims@americanriskins.com. Avoid delays with accurate spelling. 

Insured’s information needed:

1) Name

2) Property Address

3) Contact information - Phone Numbers and Email

4) Policy Number if known

5) Brief description of damage. If FEMA Flood Denial Letter is needed please indicate in this area. 

Personal Insurance

Personal Insurance - American Risk Insurance Company

Homeowner Insurance Product - HO3

American Risks Homeowner Insurance Products for Oklahoma Residents

  • Replacement Cost on Dwelling and the broadest coverage of perils we offer subject to conditions and exclusions
  • Coverage for your roof on an actual cash value basis.  Replacement cost can be purchased for contents.
  • Coverage for your personal belongings on an actual cash value basis. Replacement cost can be purchased for contents.
  • Legal Liability protection for Bodily Injury or Property Damage to others, subject to policy limitations.
  • Additional living expenses if you are temporarily unable to live in your home because of an insured peril.
  • This policy is subject to our Home Inspection Agreement.


Homeowner Discounts

(Homeowner Discounts for Oklahoma Residents)

  • New Purchase
  • Newer Home
  • Preferred Customer
  • Senior Citizen / Retirees
  • Hail Resistant Roof
  • Central Station Monitored Fire Alarm
  • Central Station Monitored Burglar Alarm


ARI News

Posted by admin on Feb 17th, 2020

American Risk Insurance Company, Inc.

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Posted by admin on Feb 26th, 2018

American Risk Insurance Company, Inc. (ARI) announced today it is offering Renters and Condominium Owner’s Insurance in the State of Texas.

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Posted by admin on Nov 2nd, 2016

Demotech, a leading financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers, has affirmed Ame

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